Guides / Bank Sync and Imports
How do I import a QFX file from my bank?
Log in to your bank's website, open the account's activity or download page, and export transactions as QFX (often labeled Quicken or Web Connect) or OFX. Pick a date range, save the file, then open it with the finance app you use and import it into the matching account. Check the first few transactions and the ending balance against your statement before you rely on it.
What a QFX file is
QFX is Intuit's flavor of OFX, the Open Financial Exchange format. Both are plain text files that list an account's transactions for a date range, usually with a balance. The difference is mostly a few Intuit-specific header fields, which is why most apps that read one will read the other.
The file holds transactions and balance data. It does not hold your bank login. You sign in on the bank's own site, download a file, and hand that file to your finance app. That makes a manual export the plainest way to get data out of a bank.
How to import a QFX file, step by step
- Sign in to your bank in a browser, on the bank's own page.
- Open the account and look for Download, Export or Statements. QFX is often labeled 'Quicken', 'Web Connect' or 'Quicken (QFX)'. OFX is often labeled 'Money' or 'OFX'.
- Choose the account and a date range. Start from the day after your last import so the ranges do not overlap.
- Save the file and leave it alone. Do not edit it, and do not rename the extension. Manu accepts both .ofx and .qfx.
- Import the file into the right account in your app. One file normally covers one account or one card.
- Compare the result with your bank: the first and last transaction, a few amounts in the middle, and the ending balance.
Repeat for each account and card. If the bank only offers CSV or PDF, check whether a QFX or OFX option is hiding under a different name before giving up on this route.
When importing by hand is the right route
Manu connects accounts through Plaid, through SimpleFIN, or by pointing at a bank's own OFX server. Once connected, those accounts sync every six hours. Use them when they work. Importing files by hand is for the bank that supports none of them.
- Your bank is not reachable through Plaid or SimpleFIN and does not run an OFX server.
- A small credit union or card account that only has a download button.
- A one-off account you only want to look at now and then.
The tradeoff is freshness. A hand import is a snapshot, and nothing refreshes it on its own. When you want the account current, you download a new file and import it again.
Where your imported data goes in Manu
Manu is an iPhone app that talks only to a server you run, the Vritam server. When you import an OFX or QFX statement, the balances, transactions and credit card statement details land on that server, not in a third party's database. Manu has no cloud or accounts of its own, and no analytics inside the app.
Imported accounts sit in the same ledger as every bank account and card you have connected, so synced and hand-fed accounts show up together. Sign-in for connected banks happens on the provider's own page, and Manu never sees or stores bank usernames or passwords.
Know the limits before you try it. Manu is a private beta on TestFlight, not on the App Store. It needs an iPhone on iOS 26 or later, and a running Vritam server that your phone can reach. The home page lists what works today, and the privacy policy is there if you want the formal terms.
Mistakes that cause bad imports
- Overlapping date ranges. Two files that cover the same days can double-count transactions. Keep ranges back to back, and scan the ledger after an overlap.
- Wrong account. A card file imported into a checking account scrambles both balances. Match the file to the account before you import.
- Skipping the check. If the ending balance does not match your statement, stop and find out why before you import more months.
- Leaving files around. The file is a plain text list of your transactions. Keep it off shared folders and out of email, and delete it once the import checks out.
Manu is in private beta. One iPhone app for your accounts, investing and a trading bot you run yourself, all against a server you own.
Frequently asked questions
What is the difference between QFX and OFX?
QFX is Intuit's version of OFX. The data is laid out the same way, with a few extra Intuit header fields. Manu's statement import takes both.
Does a QFX file contain my bank password?
No. It holds transactions and balance information for the date range you chose, not your login. It is still a record of your spending, so keep it private and delete it after you import.
Can I import a CSV or PDF statement instead?
Manu's statement import covers OFX and QFX files. If your bank only shows CSV or PDF, look for a QFX, OFX, Quicken or Web Connect option in the download menu first.
How often do I need to import a file again?
Each time you want the account brought up to date, because a hand import does not refresh itself. Accounts connected through Plaid, SimpleFIN or a bank's OFX server sync every six hours instead.
Does my imported statement leave my own server?
No. Balances, transactions and credit card statement details land on the Vritam server you run. The app talks only to that server.